661-322-1888

Minibus Insurance

We all know how important it is to have a vehicle covered by insurance, but if you're using a minibus to transport people, standard coverage may not be adequate in the event of an at-fault collision.

This is mostly a matter of scale. If eight or ten different people are all injured in a collision, a standard policy probably won't be able to cover the medical payments for all of them, leaving you to make up the difference. The larger policy cap of minibus insurance makes it much easier to handle a high number of claims.

Minibus Insurance Features

There are three major forms of minibus insurance:

  • Private use covers minibuses that are used for a single large family. This is an especially popular choice for families that are too big for a standard-size vehicle and decided to pick up a large van instead.
  • Hire and Reward covers the use of minibuses for picking up passengers, accepting payments from them, and dropping them off at another location. Essentially, this is the use of minibuses as a taxi service.
  • Business use covers minibuses that are used for any reason except private use or hire and reward. Groups that would need this format include churches, clubs, schools, organizations, and businesses that decide to pick employees up in a van rather than having all of them commute on their own.

As the owner of a minibus, you want to be sure that everyone inside of it is covered. The amount of insurance you need can vary depending upon how many people use the minibus as well as the purpose of its usage. Speak to a Charpentier Insurance Services, Inc. agent about how you plan to use the vehicle before asking for a quote. This will help you get the most affordable coverage while making sure everyone in the vehicle is adequately covered.

Charpentier Insurance Rosedale

2900 Calloway Dr, Ste 404

Bakersfield, CA 93312

Main office: 661-325-8881
Fax: 661-829-5901

Office Hours:

Mon: 9:00 AM - 6:00 PM
Tues: 9:00 AM - 6:00 PM
Wed: 9:00 AM - 6:00 PM
Thurs: 9:00 AM - 6:00 PM
Fri: 9:00 AM - 6:00 PM
Sat: Closed
Sun: Closed

Charpentier Insurance Delano

1626 Main St

Delano, CA 93215

Main office: 661-721-1881
Fax: 661-778-0909

Office Hours:

Mon: 9:30 AM - 6:00 PM
Tues: 9:30 AM - 6:00 PM
Wed: 9:30 AM - 6:00 PM
Thurs: 9:30 AM - 6:00 PM
Fri: 9:30 AM - 6:00 PM
Sat: Closed
Sun: Closed

Charpentier Insurance Downtown

525 H St

Bakersfield, CA 93304

Main office: 661-322-1888
Fax: 661-374-4900

Office Hours:

Mon: 9:00 AM - 6:00 PM
Tues: 9:00 AM - 6:00 PM
Wed: 9:00 AM - 6:00 PM
Thurs: 9:00 AM - 6:00 PM
Fri: 9:00 AM - 6:00 PM
Sat: 9:00 AM - 5:00 PM
Sun: Closed

Charpentier Insurance Mercado Latino

2501 Edison Hwy #1

Bakersfield, CA 93305

Main office: 661-855-4448
Fax: 661-374-4900

Office Hours:

Mon: 10:00 AM - 6:30 PM
Tues: 10:00 AM - 6:30 PM
Wed: 10:00 AM - 6:30 PM
Thurs: 10:00 AM - 6:30 PM
Fri: 10:00 AM - 6:30 PM
Sat: 10:00 AM - 6:30 PM
Sun: Closed

Our Providers

Testimonials

I got my commercial insurance here for my welding truck. Lady who helped me was very friendly and the process was very fast and easy. Also the cheapest price I found.
Albert Elizondo
They are extremely polite, patient and very helpful. Ive been using their services for years and have yet to have a single issue to complain about. They have provided me with cheaper rates than i can find anywhere else. I highly recommend.
Anthony Ibarra