661-322-1888

Mechanical Breakdown Insurance

When you own your own business, it's important to protect your equipment and keep it safe. Obviously, without functioning equipment you lose money and business. This is why it is so important to have your equipment insured. While most business owners see the need for basic insurance, many don't think about mechanical breakdown insurance and all its variables. Including coverage for mechanical breakdowns in your policy helps secure your overall business insurance package by guarding against costly repairs.

Features of Mechanical Breakdown Insurance Policies

Mechanical breakdown insurance can cover lost income due to mechanical breakdowns that happen in your business, including losses due to faulty machinery and vehicles. It is also important to make sure your insurance covers liability. When a mechanical breakdown occurs with your equipment, an employee or customer could be injured. There are many policies that can be applied to various business risks that involve the possibility for mechanical breakdowns and their effects. Charpentier Insurance Services, Inc. agents are more than happy to speak to you about your options.

Businesses may also encounter liability issues if an employee or member of the public is injured due to a breakdown. Liability coverage is also essential, especially if you use equipment such as lawn mowers or hazardous construction equipment, or work in precarious locations like scaffolding or rooftops, where an employee or a member of the public could be injured. When you are working on another person's property or business, your personal liability risk increases as well as your liability for damaged property.

Insurance rules vary from state to state and it is important to have an insurance agent that understands these differences. If you work in more than one state, you may need additional coverage. We can help you determine whether or not additional licensure or coverage is necessary.

Call our office to find out how you can be completely covered in the event of a mechanical breakdown. We can help you make sure you have the best possible coverage, including liability that could result from a breakdown. If you are an existing customer, call our office to get an insurance tune-up to make sure your mechanical breakdown insurance policy is up to date.

Charpentier Insurance Rosedale

2900 Calloway Dr, Ste 404

Bakersfield, CA 93312

Main office: 661-325-8881
Fax: 661-829-5901

Office Hours:

Mon: 9:00 AM - 6:00 PM
Tues: 9:00 AM - 6:00 PM
Wed: 9:00 AM - 6:00 PM
Thurs: 9:00 AM - 6:00 PM
Fri: 9:00 AM - 6:00 PM
Sat: Closed
Sun: Closed

Charpentier Insurance Delano

1626 Main St

Delano, CA 93215

Main office: 661-721-1881
Fax: 661-778-0909

Office Hours:

Mon: 9:30 AM - 6:00 PM
Tues: 9:30 AM - 6:00 PM
Wed: 9:30 AM - 6:00 PM
Thurs: 9:30 AM - 6:00 PM
Fri: 9:30 AM - 6:00 PM
Sat: Closed
Sun: Closed

Charpentier Insurance Downtown

525 H St

Bakersfield, CA 93304

Main office: 661-322-1888
Fax: 661-374-4900

Office Hours:

Mon: 9:00 AM - 6:00 PM
Tues: 9:00 AM - 6:00 PM
Wed: 9:00 AM - 6:00 PM
Thurs: 9:00 AM - 6:00 PM
Fri: 9:00 AM - 6:00 PM
Sat: 9:00 AM - 5:00 PM
Sun: Closed

Charpentier Insurance Mercado Latino

2501 Edison Hwy #1

Bakersfield, CA 93305

Main office: 661-855-4448
Fax: 661-374-4900

Office Hours:

Mon: 10:00 AM - 6:30 PM
Tues: 10:00 AM - 6:30 PM
Wed: 10:00 AM - 6:30 PM
Thurs: 10:00 AM - 6:30 PM
Fri: 10:00 AM - 6:30 PM
Sat: 10:00 AM - 6:30 PM
Sun: Closed

Our Providers

Testimonials

I got my commercial insurance here for my welding truck. Lady who helped me was very friendly and the process was very fast and easy. Also the cheapest price I found.
Albert Elizondo
They are extremely polite, patient and very helpful. Ive been using their services for years and have yet to have a single issue to complain about. They have provided me with cheaper rates than i can find anywhere else. I highly recommend.
Anthony Ibarra