661-322-1888

Professional Liability

Mistakes Happen.

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At Charpentier Insurance Services, Inc., we understand that mistakes happen. That’s why we’re committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it’s important for your business to have general liability coverage for property damage and bodily injury, Charpentier Insurance Services, Inc. recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’s Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a reprentative with Charpentier Insurance Services, Inc. today to prevent mistakes and errors from becoming major losses for your business.

 

Charpentier Insurance Rosedale

2900 Calloway Dr, Ste 404

Bakersfield, CA 93312

Main office: 661-325-8881
Fax: 661-829-5901

Office Hours:

Mon: 9:00 AM - 6:00 PM
Tues: 9:00 AM - 6:00 PM
Wed: 9:00 AM - 6:00 PM
Thurs: 9:00 AM - 6:00 PM
Fri: 9:00 AM - 6:00 PM
Sat: Closed
Sun: Closed

Charpentier Insurance Delano

1626 Main St

Delano, CA 93215

Main office: 661-721-1881
Fax: 661-778-0909

Office Hours:

Mon: 9:30 AM - 6:00 PM
Tues: 9:30 AM - 6:00 PM
Wed: 9:30 AM - 6:00 PM
Thurs: 9:30 AM - 6:00 PM
Fri: 9:30 AM - 6:00 PM
Sat: Closed
Sun: Closed

Charpentier Insurance Downtown

525 H St

Bakersfield, CA 93304

Main office: 661-322-1888
Fax: 661-374-4900

Office Hours:

Mon: 9:00 AM - 6:00 PM
Tues: 9:00 AM - 6:00 PM
Wed: 9:00 AM - 6:00 PM
Thurs: 9:00 AM - 6:00 PM
Fri: 9:00 AM - 6:00 PM
Sat: 9:00 AM - 5:00 PM
Sun: Closed

Charpentier Insurance Mercado Latino

2501 Edison Hwy #1

Bakersfield, CA 93305

Main office: 661-855-4448
Fax: 661-374-4900

Office Hours:

Mon: 10:00 AM - 6:30 PM
Tues: 10:00 AM - 6:30 PM
Wed: 10:00 AM - 6:30 PM
Thurs: 10:00 AM - 6:30 PM
Fri: 10:00 AM - 6:30 PM
Sat: 10:00 AM - 6:30 PM
Sun: Closed

Our Providers

Testimonials

I got my commercial insurance here for my welding truck. Lady who helped me was very friendly and the process was very fast and easy. Also the cheapest price I found.
Albert Elizondo
They are extremely polite, patient and very helpful. Ive been using their services for years and have yet to have a single issue to complain about. They have provided me with cheaper rates than i can find anywhere else. I highly recommend.
Anthony Ibarra