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Charpentier Insurance Services, Inc Blog

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A customer confronts you. He claims false advertising. What do you do? In some cases, you may need to provide the customer with the product promised. In others, this may seem impossible to do. General liability insurance may offer some protection for you. If you are like many business owners, you do not set out to be misleading. READ MORE >>

As you get older, you likely have to start thinking about your long-term security and safety. You want to be able to stay in your home as you age. However, as time passes, it might become harder to take care of your home in the way you used to. This could cause a threat to your safety on the property. READ MORE >>

Motorcycle ownership is often something of a family pastime. You might take your spouse, children or other family members for rides. Or, you might be the passenger yourself, while they are the rider. Will your bike’s insurance cover additional passengers or ariders on the policy? READ MORE >>

Someone comes to your home to enjoy a meal and some good friendship. You share a few drinks. That person leaves gets behind the wheel of the car and causes damage to another person’s property as a result of the alcohol. Intoxication like this can be deadly. READ MORE >>

A shed is a secondary storage facility on your property. It may be something you use quite a bit or just a few times a year. However, if this is a structure on your property with valuables within, consider insuring it. Your home insurance policy can cover it. READ MORE >>

Perhaps you backed into another car. You may have had a tree branch fall on the vehicle. Or, a large accident happened, and you are waiting for help from the police. In any of these situations, you need to do your best to document what is happening and why. It can play a big role in determining what happens to your claim and coverage. READ MORE >>

Does your vehicle have paint damage? The paint on a vehicle can easily chip or suffer other damage if you are in an accident or a storm. If you have a new vehicle that you do not want to see damage to, you may wish to turn to your auto insurance company for help. In some cases, your car insurance policy can cover your paint damage. READ MORE >>

Some industries are laden with workplace safety hazards: construction sites, factories, machine shops, even retail stores. Most people don't think of the hazards that are in an office. But there are plenty of hazards that pop up in the office as well. Here are five areas to check over to ensure your employees' safety at work. READ MORE >>

How much liability insurance do you need? The amount depends on many factors. One of those factors may involve the size of your car or vehicle. When you talk to your auto insurance provider, ask questions about accidents. Find out what recommendations they make for vehicles of your size. READ MORE >>

Home insurance is one of the most important investments you can make into your property. Most people who buy a home are making their largest investment in life. You take care of it. You keep it safe for your family. At the same time, you need to keep it safe from the things around it that can cause damage. READ MORE >>

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